Our MyRetiree Plan provides coverage for a variety of medical services and supplies that complement your provincial or territory health care insurance plan and your provincial- or territory-sponsored seniors' benefit program (if 65 and over). 

Here are some things you should know about your medical services and supplies coverage (noted below): 

• Differences and exceptions between the Enhanced and Core plans are outlined in the specific services and supplies
• Some of the services and supplies included are also partially covered by your provincial or territory health care insurance plan and/or provincial- or territory-sponsored seniors' benefit program (if 65 and over)
• While all services and supplies must be medically necessary, a doctor's referral and/or prescription are not required for reimbursement, unless otherwise specified 
• Non-emergency services received outside of Canada are only covered if the health care provider has the proper qualifications (i.e. licensed to practice)—which is the individual’s responsibility to ensure 
• Medical supplies purchased outside of Canada are covered, unless otherwise specified